Modi Cabinet approves PM JAY 5 Lakh Ayushman Bharat Health Scheme for senior citizens above 70 years

Are you a senior citizen above 70 years old? Do you have any Senior Citizen above 70 years in your family ? Do you want access to quality healthcare services without worrying about your income level? If so, the Pradhan Mantri Jan Arogya Yojana (PM-JAY) Ayushman Bharat Scheme is designed specifically for you. Let's dive into the details of this beneficial healthcare initiative.

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) for Senior Citizens

What is AB PM-JAY?

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a government-sponsored health insurance scheme in India that provides free healthcare to a significant portion of the population. It aims to reduce out-of-pocket healthcare expenses and improve access to quality healthcare services.

Specific Benefits for Senior Citizens:

• Health Coverage: Senior citizens aged 70 and above are eligible for a health coverage of ₹5 lakh per year on a family basis. This means that the government will cover up to ₹5 lakh of healthcare expenses for a family.
• No Income Criteria: This benefit is available to all senior citizens, regardless of their income level. This ensures that even those with limited financial resources can access quality healthcare.
• Wide Range of Benefits: The coverage can be used for various healthcare expenses, including hospitalization, surgery, and medical procedures. This helps to protect senior citizens from the financial burden of unexpected medical expenses.

How to Enroll:

To enroll in AB PM-JAY, senior citizens can visit their nearest Common Service Centre (CSC) or government hospital. The enrollment process is relatively simple and requires minimal documentation.

Key Points to Remember:

• Eligibility: Age 70 and above.
• Coverage: ₹5 lakh per year per family.
• Benefits: Hospitalization, surgery, and medical procedures.
• Enrollment: Visit a CSC or government hospital.

Additional Benefits:

• Cashless Treatment: AB PM-JAY provides for cashless treatment at empaneled hospitals. This means that senior citizens can receive treatment without having to pay out-of-pocket expenses.
• Portable Benefits: The benefits are portable across the country, meaning that senior citizens can avail of the scheme's benefits regardless of their location.

By providing comprehensive health coverage to senior citizens, AB PM-JAY is a significant step towards ensuring that all Indians have access to affordable and quality healthcare.